The Climate Council warns that one in 25 Australian homes will be uninsurable by 2030 due to deteriorating weather conditions.
The Climate Council has found that as extreme weather events increase, the risk of damage and maintenance causes premiums to become too expensive.
These include Brisbane, Maranoa, Moncrieff, Wright and Griffith.
The report predicts that about one in seven properties in these at-risk ridings will be uninsurable this decade.
The report also predicted the percentage of properties that will be uninsurable by 2030 in each state and territory.
Queensland is most at risk with 6.5%, followed by NSW at 3.3% and South Australia at 3.2%.